Split your payment into three
Pay for your session gently, in three interest‑free instalments with
PayPal. No fees, no pressure — just a kinder way to settle your balance.
A gentler way to pay
Choose Pay in 3
Select PayPal at checkout and choose Pay in 3, if offered for your order.
PayPal reviews it
A quick lending decision, based on your financial position and history with PayPal.
Pay in three
Charged in three equal amounts, one today and the rest monthly.
Who can use it
Age
You must be 18 or over to apply.
PayPal account
A PayPal account is needed to check out with Pay in 3.
Subject to status
Approval isn't guaranteed and depends on PayPal's assessment.
Important information about Pay in 3
PayPal Pay in 3 is a credit agreement. Carefully consider whether the
purchase is affordable and how you will make the repayments. PayPal's
decision to lend to you is based on their assessment of your financial
position, using the information you provide when applying and information
about your usage and history with PayPal.
- Be aware of the possible impact of using Pay in 3 and of missing
payments, including making other borrowing more difficult or more
expensive. Missing payment will result in PayPal reporting you to one
or more credit agencies, which may make it more difficult or expensive
for you to obtain credit in the future.
18+, subject to status.
Common questions
Who do I make repayments to?
Repayments are collected directly by PayPal, not by me.
Does it cost anything extra?
Pay in 3 is interest‑free with no fees, provided each instalment is paid on time.
What if I can't make a payment?
Contact PayPal as soon as possible. Missed payments may be reported to credit agencies.
Is Pay in 3 available for every session?
Availability depends on your total and PayPal's own eligibility checks at checkout.
Pay in 3 is provided by PayPal and is subject to PayPal's own terms,
eligibility checks, and credit assessment. Heather Elliott Photography is
not the lender and is not responsible for PayPal's lending decisions.
